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Introduction

Stud poker first appeared as early as the 1860's in America. Formerly all poker games had been 'closed' - the cards were known only to the player to whom they were dealt. Stud poker is an 'open' game in which most of a player's cards are displayed on the table. Therefore players can form an idea of the strength of other players' hands and bet accordingly, although each player has at least one 'hole' card which remains concealed until the showdown. Since poker is a five card game it is natural that the earliest form of stud poker was five card stud. In this game each player's first card is dealt face down and known only to the owner, but the other four are dealt face up with a betting round after each.

Although Five Card Stud was overtaken in popularity in the late 20th century by Seven Card Stud and community card games such as Texas Hold'em and Omaha, it is still played in some places.

This page assumes some familiarity with the general rules and terminology of poker. See the poker rules page for an introduction to these, and the poker betting and poker hand ranking pages for further details.

Players and Cards

A standard 52-card pack is used, and since only five cards per player are dealt, it is possible for up to 10 people to play.

The Play

The sequence of events is as follows (as usual the cards are dealt clockwise one at a time):

  1. All players place an ante in the pot.
  2. Each player is dealt one card face down and one face up, and there is a betting round.
  3. Each player is dealt a third card face up. There is a second betting round.
  4. Each player is dealt a fourth card face up. There is a third betting round.
  5. Each player is dealt a fifth and card face up. There is a fourth betting round.
  6. Surviving players show their cards and the best five-card hand wins the pot.

The concealed card - the first dealt to each player - is sometimes known as the 'hole' card.

Order of Betting

Traditionally, each betting round is begun by the player with the best hand showing. For this purpose pairs, triplets, two pairs and quads count in their normal poker order - so for example with three cards showing 3-3-3 is higher than 7-7-8, which is higher than A-K-Q. Incomplete straights and flushes do not count. If there is a tie it is resolved by comparing the suits of the highest cards in the tied hands using the ranking order clubs (low), diamonds, hearts, spades (high).

Some play that in the first betting round, the first player must place a compulsory bet, called the bring-in. In this case there may be no ante, though an ante is usually paid as well.

Some play that the first betting round starts with a compulsory (bring-in) bet by the player showing the lowest card. This is now the normal rule in formal games hosted by American casinos. The subsequent betting rounds are begun by the highest hand showing as usual.

Size of Bets

This is of course for the players to agree. Five Card Stud is often played as a fixed limit game with the following arrangements.

  • A small bet and a big bet size are determined - say for example $5 and $10.
  • When there is a compulsory bring-in bet, the ante amount is generally much smaller than the small bet - say $0.50 in the example.
  • The compulsory bring-in bet is normally less than the small bet but more than the ante - say $2 in the example.
  • The player who opens the betting has the option to place a full small bet ($5) instead of just the compulsory minimum $2.
  • If the opener just places the minimum bring-in, subsequent players have the option to complete the bet to a small bet ($5), to call the bring-in ($2) or to fold. Only if someone completes the bet are later players allowed to raise. If the opener chooses to begin with a full bet ($5), subsequent players can raise.
  • In the first betting round no big bets are allowed.
  • If there is no compulsory bet in the first betting round, then a larger ante should be used, and only full small bets are allowed in the first betting round.
  • Only one bet and a maximum of three raises are allowed in any betting round, if there were more than two active players at the start of the betting round. A bring-in of less than a small bet does not count as a bet for this purpose - after it is completed there can be three raises.
  • In the second betting round, when players have two face up cards, big bets ($10) are allowed if any player has a pair (or better) showing. In this case anyone can place a big bet or raise, even if they do not themselves have a pair.
  • Note that if the rule is played that each raise must be at least as large as the last bet or raise, then after a player places a big bet, only big raises are allowed in that round. However, many home poker games do not have this rule, in which case a player may respond to a big bet with a small raise, thereby 'using up' one of the three raises and limiting the potential size of the pot.
  • Some play that in the last two betting rounds, after players are dealt their fourth and fifth cards, only big bets are allowed. This is the normal rule in casino hosted games, but not in home poker games.

Variations

Sometimes Five Card Stud is played with the fifth card dealt face down, so that in the last betting round each player still has only three cards showing. In this case the final betting round will be begun by the same player who began the previous round.

Lowball

Five Card Stud can be played low (lowest hand wins). This game is sometimes called Lowball, though this name is also used for Draw Poker played for low. Any of the low poker ranking systems can be used. In American casinos ace-to-five ranking would be most usual. Many home poker players prefer ace-to-six ranking. Deuce-to-seven ranking would also be possible.

In the formal casino version, the player with the highest card showing (Ace counting as low) starts the first round of betting with a compulsory bring-in bet. Subsequent betting rounds are begun by the player with the lowest hand showing. Since a pair is not a good hand in this game, a player with a pair showing is not entitled to place a big bet. The remaining rules are the same as in ordinary Five Card Stud, as described above, except that in the showdown the lowest hand wins.

Five Card Stud High-Low

The deal and betting are mostly the same as in ordinary five card stud. Some play that in high-low games, a pair showing does not give players the option of a big bet or raise.

In the formal version of this game, at the showdown, the pot is split equally between the highest and lowest hands, the odd chip going to the high hand if the amount cannot be divided exactly by two. Any of the possible low hand ranking methods can be used - see low hand ranking on the poker hand ranking page.

In home games, Five Card Stud High-Low is often played with declaration. After the final betting round each player has to declare either 'high', 'low'. This can be done either in sequence around the table or simultaneously - see the section on declaration methods on the poker betting page. Usually players are not allowed to dealer 'both' in Five Card Stud High-Low. Even if it were allowed it would be unusual, unless perhaps you were playing ace-to-five ranking (uncommon in home games) and a player had (or pretended to have) an A-2-3-4-5 straight which is good for both high and low.

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In the showdown, the highest hand among the players who have declared 'high' shares the pot with the lowest of the players who have declared 'low'. See the section on the showdown in split pot games on the poker betting page for further details and variations.

Five Card Stud High-Low with a Buy

This home poker variant is exactly like Five Card Stud High-Low except that after the fifth card is dealt, each player in turn has the opportunity to 'buy' a card. The player discards one card and the dealer deals a replacement card, face up if the discarded card was face up but face down if the discarded card was face down. A player who buys a card must pay an agreed amount to the pot - for example one large bet. After everyone has had a chance to buy, the final betting round, the declaration and the showdown follow.

This game can be played with two rounds of buying, the second round being more expensive than the first.

Sökö

In Finland, one of the most popular poker games is Sökö. Elsewhere it is sometimes known as California Stud. It is the same as 5-card stud except for the hand ranking: there are two additional hands, ranking below a pair.

A 4-straight consists of four cards of consecutive rank and an odd card. When comparing 4-straights, compare the straights first: if they are equal the rank of the odd card decides.

A 4-flush consists of four cards of one suit and one card of a different suit. First compare the four flush cards in descending order and if the these are all equal compare the odd card.

The rank of hands from lowest to highest is:

  1. high card
  2. pair
  3. 4-straight
  4. 4-flush
  5. two pair
  6. three of a kind
  7. straight
  8. flush
  9. full house
  10. four of a kind
  11. straight flush

The NCAA has charged Arizona with five Level I rules violation allegations, including two alleged instances of academic misconduct within the men's basketball program, according to a notice of allegations the university released to ESPN on Friday through an open records request.

Arizona released the notice of allegations in response to a Maricopa County judge's order issued Monday. The school had denied requests from ESPN and other media outlets last fall to release the record, and the network sued in January.

Among the charges, former Wildcats assistant coaches Emanuel 'Book' Richardson and Mark Phelps are charged with violating the principles of ethical conduct, engaging in preenrollment academic misconduct and/or providing an impermissible recruiting inducement 'when they knowingly arranged for false academic transcripts for two then men's basketball prospective student-athletes.'

Among the Level I allegations, the NCAA charged men's basketball coach Sean Miller for not demonstrating 'that he promoted an atmosphere for compliance and monitored his staff.'

'Miller failed to demonstrate he promoted compliance by not establishing that compliance was a shared responsibility within the men's basketball program, not setting clear expectations that his coaching staff comply with NCAA legislation and not require the immediate reporting of actual and potential violations to the compliance staff for an independent inquiry,' the NCAA notice of allegations said.

The report said 'two of Miller's three assistant coaches committed intentional violations involving fraudulent academic transcripts, receipt of cash bribes, facilitating a meeting with an aspiring agent, impermissible inducements and recruiting violations all within an 18-month period. The ultimate responsibility for the integrity of the men's basketball program rested with Miller and his staff's actions reflect on Miller as the head coach.'

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NCAA enforcement staff alleged that Miller 'failed to demonstrate' that he monitored Phelps and Richardson regarding their involvement with the prospects.

'Specifically, while Miller knew both prospects had significant academic deficiencies to overcome in order to be academically eligible, Miller failed to ask his staff pointed questions and did not actively look for red flags regarding the circumstances and timing of the prospective student-athletes' academic eligibility,' the notice said.

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Miller is also accused of failing to demonstrate that he monitored Richardson and the men's basketball program's relationship with Christian Dawkins.

Dawkins, an aspiring business manager, was one of three men who were found guilty for their roles in pay-for-play schemes to influence high-profile basketball recruits to attend Kansas, Louisville and NC State. Dawkins and former Adidas consultant Merl Code were convicted in a separate trial for bribing assistant coaches at Arizona, Oklahoma State, South Carolina and USC.

The NCAA enforcement staff alleged that Miller knew an unidentified Arizona player utilized Dawkins to decide whether to enter the NBA draft, but Miller did not ask pointed questions of the player or his coaching staff regarding 'the origin and nature of the relationship.'

After the player decided to return to Arizona, the NCAA alleges, Miller knew that the player and Dawkins maintained a relationship, but Miller 'failed to conduct any additional inquiry regarding the nature of the [player's] relationship with Dawkins or Richardson's knowledge of and involvement in the relationship between [the player] and Dawkins.'

Among aggravating factors in the case, NCAA enforcement staff noted that Miller 'negligently disregarded' violations.

Arizona's athletic department is also charged with lack of institutional control for 'failure to establish a culture of compliance within the men's basketball program.'

The enforcement staff alleged that Arizona 'refused to share the factual findings of its external investigation related to the men's basketball program despite the enforcement staff taking every possible accommodation to protect attorney-client privilege; the director of athletics and head of compliance discussed and drafted talking points related to the external and NCAA investigation that demonstrated from the outset a lack of commitment to cooperation and acceptance of responsibility; and the institution's outside counsel and head of compliance, at the direction of the president, conducted an unrecorded interview with Richardson without first notifying and/or involving the enforcement staff despite being engaged in a collaborative investigation and knowing Richardson was a key individual the enforcement staff wanted to interview.'

Richardson, who was one of 10 men arrested in September 2017 for their involvement in bribery and pay-for-play schemes in a federal investigation into college basketball, is also charged with accepting $20,000 in cash bribes from representatives of LOYD, Inc., a business management company that sought to represent the players once they turned pro. Dawkins was a representative of LOYD, Inc.

Phelps is accused of providing an impermissible $500 loan to an Arizona player, instructing a then-men's basketball player to delete a text message related to an NCAA violation and knowingly providing false or misleading information to the institution and NCAA enforcement staff, and directing an Arizona player to assist in the recruiting of two potential recruits.

The school argued that releasing the notice of allegations would violate the NCAA's confidentiality rules and subject the school to harmful sanctions. In siding with ESPN, Superior Court Judge Joseph P. Mikitish wrote that Arizona 'put forth no evidence' that the NCAA or other related body has ever penalized a public university for releasing a notice of allegations in response to a records request.

Mikitish wrote that while Arizona officials said they wanted to limit harm caused by 'unproven allegations circulating in the media,' public records exemptions to protect a government agency do not exist to 'save an officer or public body from inconvenience or embarrassment.'

The Wildcats received the notice of allegations in October but initially declined to release it publicly. The case will be adjudicated through the Independent Accountability Resolution Process, which is handling similar cases involving basketball programs at Kansas, Louisville and NC State.

During the federal government's investigation into bribes and other corruption in college basketball, Richardson told undercover FBI agents that he paid $40,000 to a high school coach to ensure that former Arizona guard Rawle Alkins was academically eligible to play for the Wildcats, according to a transcript of a meeting obtained by ESPN from the U.S. Attorney's Office in New York.

During a June 20, 2017, meeting with Dawkins, financial planner Munish Sood and two undercover FBI agents, Richardson said that Alkins needed one more class to be eligible under NCAA rules, and that an unidentified coach wanted $40,000 to add the class to his official transcript.

'It's ingenious,' Richardson said, according to the transcript of the meeting. 'Initially, I was mad at his high school coach, but I would say it's ingenious. He said, 'Book, I need $40,000 to get this on his transcript. If he does not get this class, he's gonna be a partial qualifier. He's not gonna have 16 credits to graduate.'

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'So long story short, I said OK. You need 40 grand for that class. He said, 'Yes, Book, because it's not just me doing it. I gotta take care of some people.' I said, '[Expletive] you I'm not doing it.' Tried to play poker and one week turned into a month, and I said, 'Oh s---.'

The interview transcript was part of the evidence from a federal criminal trial in 2019, when Dawkins and Code were convicted of paying bribes to Richardson, former Oklahoma State assistant Lamont Evans and former USC assistant Tony Bland to steer their players to Dawkins' sports management company and certain financial planners.

In late December, Arizona announced it was self-imposing a one-year postseason ban as a 'proactive measure in its ongoing NCAA enforcement process,' which will keep the Wildcats out of this season's Pac-12 and NCAA tournaments.

'I understand and fully support the University's decision to self-impose a one-year postseason ban on our Men's Basketball program,' Miller said in a statement. 'Our team will remain united and aggressively compete to win a PAC-12 championship.'

Alkins, who played at Arizona for two seasons before turning pro in 2018, attended Christ the King Regional High School in Queens, New York, for three years and then Word of God Christian Academy in Raleigh, North Carolina, for his senior year.

'I tried to get someone else to get him a summer school course,' Richardson said during the meeting, according to the transcript. 'Couldn't do it because what [the coach] had was a seal. He had the school seal, and the great thing about the seal that he had, the school, and Bishop Ford closed down in Brooklyn, so you can't investigate. You can't investigate. So when the NCAA says I need to see the coursework and all -- the school's closed.'

Richardson told the undercover FBI agents that Alkins didn't receive any of the $40,000 he allegedly paid the high school coach. Alkins played 10 games for the Chicago Bulls during the 2018-19 season. He signed with the New Orleans Pelicans on Dec. 4, 2020, and was waived at the end of training camp later that month.

'I felt that the kid was being done an injustice and a disservice because what -- the high school coach again, it was ingenious, but when you bamboozle everyone and that kid didn't get any of the 40, that's the problem I have,' Richardson said.

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'Because his mom still, she's gotta get places. And that was my whole point. If I do something for you guys, I wanna make sure that mom, she's at every game. So she's not [expletive] with us. 'Cause I've always said this: When you give someone something ahead of time and say, 'Hey, you book these tickets' -- now they're not calling you two days ahead to say, 'Oh, Book, you're not gonna believe it. I never booked this flight. Only thing that's left is first class and it's $1,500 one way.' What? So season's going on. I'm like, 'Just do it.' So I had 'just do it' moments for the last seven years and that's not benefited me.'

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Richardson, who worked as an Arizona assistant from 2009 to 2017, pleaded guilty in January 2019 to accepting $20,000 in bribes and was sentenced to three months in prison and two years of probation as part of a plea agreement.

During the meeting, Richardson also told the undercover agents that he was paying Alkins' cousin, Rodney Labossiere, $2,000 per month after he moved to Tucson, Arizona.

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'I told his cousin, 'I'll give you two grand a month to make sure that he works,' Richardson said. 'But he brought him, his wife and his child. Wrong move.'

In February 2019, Arizona suspended Phelps and 'initiated the process' to terminate him because of an alleged NCAA violation, his attorney told ESPN at the time. The school didn't renew his contract after the 2018-19 season.

Sources told ESPN that Phelps is accused of a violation regarding former Arizona recruit Shareef O'Neal's academic transcripts. O'Neal, the son of former NBA star Shaquille O'Neal, was committed to the Wildcats in 2017 before signing with UCLA and sitting out the 2018-19 season with a heart condition. He transferred to LSU in February 2020.

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Two other Level II violations included in the notice of allegations involved Arizona's swimming and diving programs.